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If your credit is less than perfect, you're not alone. A recent study by the Mortgage Bankers Association of America revealed some startling facts: of 100 people who applied for a standard 30 year fixed rate mortgage through traditional lending avenues (banks, savings & loans, credit unions, etc.), less than 40% that leaves 60%+ who were forced to seek alter-native real estate financing solutions.

Credit issues that can prevent you from obtaining a traditional lending profile include:
Late Payments on Accounts (Home loans, car loans, credit cards, etc.)
Collections
Charge-Offs
Judgments (also called Abstracts of Judgment)
Bankruptcy/Consumer Credit Counseling
Foreclosure

These items, unless paid off and/or eliminated, will not go away, and will continue to prevent you from realizing your best financial future.

If your credit isn't perfect, you will probably benefit from using our unique Get Mortgage Ready Program so you can purchase your home and/or refinance your current home.  To learn more about our Get Mortgage Ready Program, Click Here.  




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Imperfect Credit?
For information regarding less-than-perfect credit issues, and how we can help those current & future homeowners, who have imperfect credit, regain a more traditional lending profile, Click Here.
 
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